exiting application amendments and additional modules

what i will be needing are listed below;
1.the login page with a little changes. instead of loading authentication and wait. the authentication should be an inline page popup after confirming authentication code it loads succesful login just as freelancer success login and load directly to account sumary
2. user account registration form. which will insert information directly to database with auto generated account number, customer id and password to the admin or the admin sets this. example will of regitration form will be given
3. insert transaction from the admin / the task there is to add a radio box to alert the user of that account that is being credited an sms or email pending on choice of transaction alert ticked.
4. Transfer / from user account. user should have the ability to add beneficiary information before commencing on any transfer. this adding of benneficiary should have also beneficiary list to delete and edit by account holder.
the last of all | all email alerts should be in plain text not html formats. because system or server do rejects html format auto messages.