MGC Mortgage

We are a married couple who purchased a home in 1996. The mortgage was refinanced (date to be determined) by GMAC mortgage. The note was sold to MGC mortgage in (date to be determined). We modified the loan twice since 2008 financial crash (dates to be determined).

We need the payments calculated correctly, showing the P&I, daily interests, overpayments,
payments made early, late fees, escrow payments (for taxes and insurance) and any relevant conditions with the modifications (reduced interest for short periods of time and an off-set that balloons at maturity.

The period with MGC mortgage is approximately 12 years.

I hope this explains our needs correctly.